Ingredients:
1 pound lean ground beef
1 packet (1 ounce) taco seasoning
1/2 cup water
6 medium flour tortillas
1 can (16 ounces) refried beans
1 can (10 ounces) red enchilada sauce
1 cup shredded cheddar cheese
1 cup shredded pepper-jack cheese
1 Roma tomato, diced
1 green onion, diced
1 small can sliced black olives